The Plain-English HECM Reverse Mortgage Guide
A free 8-page guide written specifically for homeowners 62 and older who want to understand HECM reverse mortgages without sales pressure or jargon.
What's inside
- What a HECM actually is (no jargon)
- 5 common myths debunked
- How proceeds are calculated
- FHA protections explained
- Costs you should expect
- How heirs are protected
- 8 questions to ask any lender
- Where to find independent HUD counseling
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Send me the guide →Why we wrote it
Most reverse mortgage information online is written by lenders trying to sell you a loan. We wrote this guide as a neutral, educational resource so you can decide whether a HECM fits your situation before you ever speak to a lender.
What this guide is not
This guide is not a loan application, a quote, or financial advice. It's education. Once you've read it, your next step is independent HUD-approved counseling — a federal requirement before any HECM application can proceed.